While everyone should have a plan for recovering after a disaster, it is even more important for small business owners. Many of our customers here are LaPointe Construction Board-Up Service work out of their home or own a small business. For over 50 years, we have helped them to recover from property damage and other issues with our property restoration services. We’ve learned a few things about how to keep business going right when everything else seems to be going wrong, and we’re sharing these tips with you.
Before the Disaster
Buy Adequate Insurance Coverage
Everyone knows that you need to have insurance coverage, but many people don’t know if they have enough. Your insurance needs to cover several things.
- Equipment and Supplies
- Repairing Buildings
- Repair or Replace Vehicles
- Lost Inventory
Depending on the situation, you may also need to pay employee salaries and benefits even while the business isn’t functioning at full capacity. Every business is unique, so you may have unique needs and expenses that aren’t included here. When you decide how much coverage you need, consider the costs to replace or repair items, your employees, and lost income while getting things back to normal.
Protect Important Documents
Some people like to store copies of important documents off site. Others prefer to scan them and store them electronically. Whether you have paper documents, store electronic documents on a physical device like a flash drive, or upload them to a cloud service, make sure you have the necessary information.
- Records and Contact Information for Customers, Vendors, and Suppliers
- Employee Records
- Insurance Policies
- Leases, Deeds, and Titles
- Contracts and Records of Legal Proceedings
- Inventory Lists
- Other Important Papers
Make sure that you take any necessary safety precautions. Equipment and building maintenance can prevent disasters. Fire or smoke alarms, fire extinguishers, carbon monoxide alarms, and other safety equipment can save lives and minimize damage. If you have employees, make sure they know what to do and where to go if there is a fire, dangerous storm, or other emergency.
During the Disaster
The most important consideration is to make sure that no one is harmed. Call the appropriate emergency numbers, and either evacuate or move to a safe location.
If you have any special situations, make plans to address the issue. Many businesses have employees with handicaps or limited mobility, equipment or chemicals that can be dangerous, or have children or animals on the property that need to be moved to safety. Evaluate your business and property and make your plans accordingly.
After the Disaster
Keeping Business Going
While you might not be able to keep your business operating at full speed, you may be able to get at least part of your operations back up and moving quickly. Scout around your local area to find offices or storage that you might be able to rent short term. At the very least, contact your customers and business contacts and keep them updated as to when things will be back to normal.
Use the Cloud
If you use the cloud for your electronic records, then you are much more flexible after a disaster. Unlike physical records, you don’t have to worry about data being damaged by fire or water. You can easily access your files from anywhere with an internet connection. With laptops, tablets, and cellular phones, you and your employees can do at least a part of your work from anywhere.
If your home or business is damaged due to a storm, fire, or other event, careful planning can mean the difference between a real disaster and a temporary inconvenience. So can your choice of a property restoration company. When you call on LaPointe Board-Up, you care getting decades of experience. Give us a call at 978-447-5991 or visit our Facebook page at https://www.facebook.com/LaPointeConstruction and find out what our Board-up service can do for you!